Your Dream Home Starts Here
Whether you’re buying your first home, upgrading, or refinancing, we’re here to help you every step of the way. At Priority First Federal Credit Union, we offer flexible mortgage solutions with competitive rates and local service you can trust. Let’s make your dream home a reality—together.
Why Choose a Mortgage with PFFCU?
- Competitive Rates
- Get affordable financing that helps you make the most of your budget. Whether buying or refinancing, we keep your payments manageable.
- Local Service & Quick Decisions
- Our mortgage experts live in your community and make decisions locally to save you time and stress.
- Flexible Loan Options
- Choose from fixed-rate or adjustable-rate mortgage options tailored to fit your goals.
- Personalized Support
- From application to closing, our team is here to guide you every step of the way — no call centers, just real people ready to help.
- First-Time Homebuyer Friendly
- We make buying your first home easier with simple guidance, helpful resources, and flexible financing options.
- Fast Pre-Approvals
- Get pre-approved quickly so you can shop with confidence and know what you can afford.
Mortgage Options That Fit Your Life
- Fixed-Rate Mortgages
- Lock in a stable interest rate and predictable monthly payments for the life of your loan. Ideal if you plan to stay in your home long-term and want peace of mind with consistent payments.
- Adjustable-Rate Mortgages (ARMs)
- Enjoy a lower initial interest rate with the potential for future adjustments based on market conditions. Great for those planning to move or refinance in a few years.
- We are offering:
- 5/5 ARM – Lock in a fixed rate for the first 5 years, then your rate adjusts every 5 years based on market conditions.
- 10/5 ARM – Start with a fixed rate for 10 years, then your rate adjusts once every 5 years for the rest of the term.
- Both options are amortized over 30 years, offering lower initial payments and long-term flexibility.
- Refinance Options
- Lower your rate, reduce your monthly payment, or access your home equity. We offer refinancing solutions to help you reach your financial goals faster.
Simple Steps to Get Started
- Apply Online or Get Pre-Approved
- Start your application from the comfort of your home or get pre-approved to know exactly how much home you can afford. It’s quick, easy, and there’s no obligation.
- Connect with a Mortgage Specialist
- Our experienced team will review your application, answer your questions, and guide you through your options. We’re here to make sure you feel confident every step of the way.
- Choose the Right Loan for You
- We’ll help you find a mortgage that fits your budget and lifestyle—whether you’re buying your first home, upgrading, or refinancing.
- Close with Confidence
- Once everything is ready, we’ll help you finalize the paperwork and close on your loan—so you can move into your new home with peace of mind.
Need Help Along the Way?
We’re just a call or message away! Our local mortgage team is here to guide you through every step of the process. Contact us today for current rates and more information.
Email: mortgage@priorityfirstfcu.org
Phone: 1-800-368-0739