Share Savings & Certificate Rates

The following rates are applicable to share savings accounts at the Credit Union as of the last Dividend Declaration Date stated below. The Credit Union may offer other rates for these accounts from time to time.

Last Dividend Declaration Date: March 31st, 2024

Dividend Rate

$0.01 – $4.990.00%0.00%
$5 – $2,499.990.15%0.15%
$2,500 – $49,999.990.20%0.20%
$50,000 and up0.25%0.25%
Dividend RateTiered based on balance0.20%0.15%0.40%
Annual Percentage YieldTiered based on balance0.20%0.15%0.40%
Dividends CompoundedQuarterlyQuarterlyQuarterlyQuarterly
Dividends CreditedQuarterlyQuarterlyQuarterlyQuarterly
Dividend PeriodQuarterly(Calendar)Quarterly(Calendar)Quarterly(Calendar)Quarterly(Calendar)
Minimum Opening Deposit$1.00$1.00$1.00$1.00
Minimum Balance to Avoid a Service FeeN/AN/AN/AN/A
Minimum Balance to Earn the Stated APYSee APY above$5.00$5.00$5.00
Balance Method to Calculate DividendsDaily BalanceDaily BalanceDaily BalanceDaily Balance

Account Transfer – Limitations ApplyAccount Transfer – Limitations ApplyAccount Transfer – Limitations ApplyAccount Transfer – Limitations Apply

Share Certificate Rates

The following rates are applicable to new share certificate accounts opened at the Credit Union from the date stated below and are subject to change without notice. The Credit Union may offer other rates for these accounts from time to time.

Valid as of 12/21/2023.

Dividend6 month12 month24 month36 month60 month
Dividend Rate 2.975%4.908%3.211%3.114%2.967%
Annual Percentage Yield 3.00%5.00%3.25%3.15%3.00%
Dividends CompoundedQuarterlyQuarterlyQuarterlyQuarterlyQuarterly
Dividends CreditedQuarterlyQuarterlyQuarterlyQuarterlyQuarterly
Dividend PeriodAccount’s TermAccount’s TermAccount’s TermAccount’s TermAccount’s Term
Rate TypeFixedFixedFixedFixedFixed
Minimum Opening Deposit$500$500$500$500$500
* 18 Month Special- Dividend Rate- 3.945%, APY- 4.00%

Please contact us for all applicable fees and terms. Additional Deposits not allowed. Withdrawals allowed for dividends only. Automatically renew.

IRA Share Certificates

Dividends24 month36 month60 month
Dividend Rate3.211%3.114%2.967%
Annual Percentage Yield3.25%3.15%3.00%
Dividends CompoundedQuarterlyQuarterlyQuarterly
Dividends CreditedQuarterlyQuarterlyQuarterly
Dividend PeriodAccount’s TermAccount’s TermAccount’s Term
Rate TypeFixedFixedFixed
Minimum Opening Deposit$500$500$500

Additional Deposits not allowed. Automatically renew.