Share Savings & Certificate Rates

The following rates are applicable to share savings accounts at the Credit Union as of the last Dividend Declaration Date stated below. The Credit Union may offer other rates for these accounts from time to time. Additional terms and fees are covered in the Truth-in-Savings Disclosure and the Fee Schedule.

Last Dividend Declaration Date: September 30, 2020

Dividend Rate

BalanceRateAPY
$0.01 – $4.990.00%0.00%
$5 – $2,499.990.05%0.05%
$2,500 – $49,999.990.10%0.10%
$50,000 and up0.15%0.15%
TypeRegularChristmasVacationIRA
Dividend RateTiered based on balance0.15%0.10%0.40%
Annual Percentage YieldTiered based on balance0.15%0.10%0.40%
Dividends CompoundedQuarterlyQuarterlyQuarterlyQuarterly
Dividends CreditedQuarterlyQuarterlyQuarterlyQuarterly
Dividend PeriodQuarterly(Calendar)Quarterly(Calendar)Quarterly(Calendar)Quarterly(Calendar)
Minimum Opening Deposit$1.00$1.00$1.00$1.00
Minimum Balance to Avoid a Service FeeN/AN/AN/AN/A
Minimum Balance to Earn the Stated APYSee APY above$5.00$5.00$5.00
Balance Method to Calculate DividendsDaily BalanceDaily BalanceDaily BalanceDaily Balance
(See Truth in Savings Disclosure for more details)

Account Transfer – Limitations ApplyAccount Transfer – Limitations ApplyAccount Transfer – Limitations ApplyAccount Transfer – Limitations Apply

Share Certificate Rates

The following rates are applicable to new share certificate accounts opened at the Credit Union from the date stated below and are subject to change without notice. The Credit Union may offer other rates for these accounts from time to time. Additional terms and fees are covered in the Truth-in-Savings Disclosure and the Fee Schedule.

Valid as of 10/21/2020.

Dividend6 month12 month24 month36 month60 month
Dividend Rate0.25%0.40%0.50%0.75%1.00%
Annual Percentage Yield0.25%0.40%0.50%0.75%1.00%
Dividends CompoundedQuarterlyQuarterlyQuarterlyQuarterlyQuarterly
Dividends CreditedQuarterlyQuarterlyQuarterlyQuarterlyQuarterly
Dividend PeriodAccount’s TermAccount’s TermAccount’s TermAccount’s TermAccount’s Term
Rate TypeFixedFixedFixedFixedFixed
Minimum Opening Deposit$500$500$500$500$500

Please contact us for all applicable fees and terms. Additional Deposits not allowed. Withdrawals allowed for dividends only. Automatically renew.

IRA Share Certificates

Dividends24 month36 month60 month
Dividend Rate0.50%0.75%1.00%
Annual Percentage Yield0.50%0.75%1.00%
Dividends CompoundedQuarterlyQuarterlyQuarterly
Dividends CreditedQuarterlyQuarterlyQuarterly
Dividend PeriodAccount’s TermAccount’s TermAccount’s Term
Rate TypeFixedFixedFixed
Minimum Opening Deposit$500$500$500

Additional Deposits not allowed. Automatically renew.