Minimum Payment is the greater of 2% of the outstanding balance or $20.
Home Equity Loan Rates
Rate APR
Term
5.50%
5 year
6.00%
10 year
6.25%
15 year
Contact a Credit Union Representative for application and full details. APR = Annual Percentage Rate. All loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice
Home Equity Line of Credit Rates
Rate APR
Term
As low as 7.50%
10 year draw period
APR will be a variable rate based on The Wall Street Journal Prime Rate (7.50% as of 4/1/2025). Interest rate will be equal to the prime rate or prime rate plus 0.75% based on your credit score. The rate is adjusted quarterly on the first day of January, April, July and October. Maximum 18.00% APR Floor minimum 3.25% APR Maximum payoff period of 240 months. Minimum credit line amount $5,000.00. Contact a Credit Union Representative for application and full details.
Share Savings Secured Loan
Rate APR
Term
3.49%* (Maximum Loan Amount is 100% Savings Balance)
up to 120 months
4.49%* (Maximum Loan Amount is 50% Savings Balance)
APR = Annual Percentage Rate. All Loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice.
Member Loyalty Services
At Priority First Federal Credit Union, we value the loyalty of our members and we want to reward you for your continued trust. With our Member Loyalty Services, you can enjoy reduced rates on various loan products, making it easier to achieve your financial goals.
Benefits of Our Member Loyalty Discounts
Lower Loan Rates: Enjoy discounts on interest rates for eligible loans*, helping you save money over the life of your loan.
Wide Range of Eligible Loans: These discounts apply to many of our loan offerings, including personal loans, auto loans, and more.
Exclusive to Members: Our loyalty discounts are a special benefit available only to our valued members.
*Exclusions
Please note that our Member Loyalty Discounts do not apply to Visa Credit Cards, Home Equity Loans, Home Equity Lines of Credit (HELOCs), or Special Loan Offers.
Call for more information to see what discounts you qualify for!
Third Party Links Disclosure
Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party's privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our Web site.
