Loan Rates

Vehicle Loan Rates | Personal Loans | RV Loans | EZ Line of Credit | Home Equity Loan Rates | Home Equity Line of Credit
Share Savings Secured Loan | Share Certificate Secured Loan

Vehicle Loan Rates

Model YearRate APRTerm
2021 – 2019as low as 3.69%up to 75 months
2021 – 2019as low as 3.29% up to 60 months
2018 – 2017 as low as 3.79% up to 72 months
2016-2015as low as 3.89%up to 66 months
2014 – 2013as low as 4.39%up to 60 months
2012 and olderas low as 4.79%up to 48 months

Personal Loan

Rate APRTerm
As low as 7.50%up to 36 months
As low as 8.25%37 – 60 months
As low as 9.25%61 – 84 months

Recreational Vehicles (campers, 5th wheels, boats)

Model YearRateTerm
New (untitled)As low as 3.99%0 – 60 months
New (untitled)As low as 4.25%61 – 84 months
UsedAs low as 4.99%0 – 60 months
UsedAs low as 5.25%61 – 84 months

EZ Line of Credit

Rate APR*
As low as 9.95%
Minimum Payment is the greater of 2% of the outstanding balance or $20.

Home Equity Loan Rates

Rate APRTerm
3.25%5 year
3.65%10 year
3.99%15 year

Contact a Credit Union Representative for application and full details.
APR = Annual Percentage Rate. All loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice

Home Equity Line of Credit Rates

Rate APRTerm
As low as 3.25%10 year draw period

APR will be a variable rate based on The Wall Street Journal Prime Rate (3.25% as of 6/30/2020). Interest rate will be equal to the prime rate or prime rate plus 0.75% based on your credit score. The rate is adjusted quarterly on the first day of January, April, July and October. Maximum 18.00% APR Floor minimum 3.25% APR Maximum payoff period of 240 months. Minimum credit line amount $5,000.00. Contact a Credit Union Representative for application and full details.

Share Savings Secured Loan

Rate APR Term
2.99%* (Maximum Loan Amount is 100% Savings Balance)up to 120 months
3.99%* (Maximum Loan Amount is 50% Savings Balance)up to 84 months

Share Certificate Secured Loan

RateTerm
3.25% above Certificate Rate (Maximum loan amount is 100% Certificate Balance)Maturity date of CD

APR = Annual Percentage Rate. All Loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice.