Loan Rates

Vehicle Loan Rates | Personal Loans | RV Loans | EZ Line of Credit | Home Equity Loan Rates | Home Equity Line of Credit
Share Savings Secured Loan | Share Certificate Secured Loan

Model YearRate APRTerm
New 2025 – 2023 (Untitled)as low as 6.44%up to 60 months
New 2025 – 2023 (Untitled)as low as 6.84%up to 75 months
New 2025 – 2023 (Untitled)as low as 7.14%up to 78 months
Used 2024 – 2021as low as 6.54%60-63 months
Used 2024 – 2021as low as 6.74%up to 66 months
Used 2024 – 2021as low as 6.94%up to 72 months
2020 – 2019as low as 6.84%up to 60 months
2018 – 2017as low as 7.34%up to 60 months
2016 & Olderas low as 7.84%up to 48 months
Rate APRTerm
As low as 9.25%up to 36 months
As low as 10.00%37 – 60 months
As low as 11.00%61 – 84 months
Model YearRateTerm
New (untitled)As low as 9.24%0 – 60 months
New (untitled)As low as 9.49%61 – 84 months
UsedAs low as 9.74%0 – 60 months
UsedAs low as 9.99%61 – 84 months
Rate APR*
As low as 9.95%
Minimum Payment is the greater of 2% of the outstanding balance or $20.
Rate APRTerm
5.50%5 year
6.00%10 year
6.25%15 year

Contact a Credit Union Representative for application and full details.
APR = Annual Percentage Rate. All loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice

Rate APRTerm
As low as 8.00%10 year draw period

APR will be a variable rate based on The Wall Street Journal Prime Rate (8.00% as of 09/19/2024). Interest rate will be equal to the prime rate or prime rate plus 0.75% based on your credit score. The rate is adjusted quarterly on the first day of January, April, July and October. Maximum 18.00% APR Floor minimum 3.25% APR Maximum payoff period of 240 months. Minimum credit line amount $5,000.00. Contact a Credit Union Representative for application and full details.

Rate APR Term
3.49%* (Maximum Loan Amount is 100% Savings Balance)up to 120 months
4.49%* (Maximum Loan Amount is 50% Savings Balance)up to 84 months
RateTerm
2.00% above Certificate Rate (Maximum loan amount is 100% Certificate Balance)Maturity date of CD

APR = Annual Percentage Rate. All Loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice.

Member Loyalty Services

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At Priority First Federal Credit Union, we value the loyalty of our members and we want to reward you for your continued trust. With our Member Loyalty Services, you can enjoy reduced rates on various loan products, making it easier to achieve your financial goals.

  • Lower Loan Rates: Enjoy discounts on interest rates for eligible loans*, helping you save money over the life of your loan.
  • Wide Range of Eligible Loans: These discounts apply to many of our loan offerings, including personal loans, auto loans, and more.
  • Exclusive to Members: Our loyalty discounts are a special benefit available only to our valued members.

Please note that our Member Loyalty Discounts do not apply to Visa Credit Cards, Home Equity Loans, Home Equity Lines of Credit (HELOCs), or Special Loan Offers.