Digital Wallets

What Are Digital Wallets?

Securely store your Priority First Federal Credit Union VISA credit card® in your phone’s digital wallet for quick checkouts when shopping in store or online. It makes purchases easy, convenient, and secure! 

Paying with a digital wallet is safer than giving the store your card number and PIN. Transactions are validated by a number that is unique to each device and card. This encrypted number is used to authorize purchases so your card number and PIN are never transferred or stored with the merchant, meaning they are less likely to be compromised.

Many smartphones offer fingerprint Touch ID or Face Recognition that can be used to authorize transactions. This means your digital wallet is available at the touch of your fingertips. There is no need to show additional ID, sign, or wait for the chip reader to complete the transaction.

Where Can I Use My Digital Wallet?

On The Go: Use your digital wallet to pay wherever you see the contactless symbol by holding your phone up to the symbol on the terminal.

Online: When shopping online, some sites let you select a digital wallet as your payment option at checkout instead of having to enter your card information each time you make a purchase.

Is My Payment Information Stored on My Phone?

Your actual card number is not stored on your device or shared with most merchants. The app assigns each credit and debit card a virtual card number associated only with the digital wallet and the mobile device you use.

Your digital wallet can’t be used for a payment without your authentication. So, your information is protected, even if your phone is lost or stolen.

iphone screenshot image

Look for the contactless symbol when you make in-store purchases.


Setting Up Your Digital Wallet

apple pay logo

The easy, secure and private way to pay in-store, in-app and on web.

Google Pay Logo

Fast mobile payments in-store and in-app with most Android services.

Pay almost anywhere you can swipe or tap your card.

The fast, safe convenient way to pay when you’re on the move.

Conveniently pay on the go with enhanced security.