All posted loan rates (excluding home equities, HELOCS, Visa, share secured, and loan specials) include a 1/4 (.25%) discount for automatic deduction of the payment from a Priority First Federal Credit Union deposit account with e-statements. Other rates and terms available. Rates shown are for qualified borrowers and are subject to change without notice. All rates are effective as of 02/02/2026.
Minimum Payment is the greater of 2% of the outstanding balance or $20.
Home Equity Loan Rates
Rate APR
Term
5.99%
5 year
5.99%
10 year
6.49%
15 year
Contact a Credit Union Representative for application and full details. APR = Annual Percentage Rate. All loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice
Home Equity Line of Credit Rates
Rate APR
Term
As low as 6.75%
10 year draw period
APR will be a variable rate based on The Wall Street Journal Prime Rate (6.75% as of 12/11/2025). Interest rate will be equal to the prime rate or prime rate plus 0.75% based on your credit score. The rate is adjusted quarterly on the first day of January, April, July and October. Maximum 18.00% APR Floor minimum 3.25% APR Maximum payoff period of 240 months. Minimum credit line amount $5,000.00. Contact a Credit Union Representative for application and full details.
Share Savings Secured Loan
Rate APR
Term
3.49%* (Maximum Loan Amount is 100% Savings Balance)
up to 120 months
4.49%* (Maximum Loan Amount is 50% Savings Balance)
APR = Annual Percentage Rate. All Loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice.
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