Secure the Land. Build Your Future.
Your dream property is waiting. Whether it’s for a future home, a quiet retreat, or an investment down the road, we’re here to help you make it yours with flexible financing and local service you can count on.
Benefits of a Land Loan
Build on Your Timeline
There’s no pressure to start construction immediately. A land loan gives you time to plan, save, and build on your own schedule.
Lock In the Perfect Location
Found the ideal piece of property? A land loan lets you secure it now—before it’s gone—even if you’re not quite ready to build.
Flexible Use
Whether it’s for a primary home, vacation retreat, hunting property, or simply open space, a land loan gives you the flexibility to use your land how you want.
Land Loan Features
- Fixed-Rate Financing
- Enjoy predictable monthly payments with a steady interest rate throughout the life of your loan.
- Terms Up to 12 Years
- Choose a repayment schedule that works best for you, with terms up to 12 years depending on your goals.
- No Immediate Construction Required
- You’re not locked into a build schedule. Buy the land now and build whenever you’re ready.
- Raw or Improved Land Options
- We finance both undeveloped land and lots with utilities, access roads, and other improvements.
- Up to 65% LTV for raw land
- Up to 75% LTV for developed land
- We finance both undeveloped land and lots with utilities, access roads, and other improvements.
- Competitive Rates and Low Fees
- We keep costs down so you can invest confidently in your future property.
- Local Underwriting & Servicing
- We handle everything in-house, so you get faster answers and local, personalized service throughout the process.
Questions? Let’s Talk.
Our team is happy to answer your questions and help you find the right financing solution.
Email: mortgage@priorityfirstfcu.org
Phone: 1-800-368-0739