Share Savings Rates


Share Savings Rates

The following rates are applicable to share savings accounts at the Credit Union as of the last Dividend Declaration Date stated below. The Credit Union may offer other rates for these accounts from time to time. Additional terms and fees are covered in the Truth-in-Savings Disclosure and the Fee Schedule.

Last Dividend Declaration Date: March 31, 2020

Share Savings Rate Schedule
TYPE Regular Christmas Vacation IRA
Dividend Rate: Tiered Based on Balance

.01-$4.99                          0.00%

$5-$2,499.99                   0.15%

$2,500-$49,999.99       0.20%

$50,000 and up             0.25%

0.25% 0.15% 1.00%
Annual Percentage Yield: Tiered Based on Balance

.01-$4.99                         0.00%

$5-$2,499.99                  0.15%

$2,500-$49,999.99      0.20%

$50,000 and up            0.25%

0.25% 0.15% 1.00%
Dividends Compounded: Quarterly Quarterly Quarterly Quarterly
Dividends Credited: Quarterly Quarterly Quarterly Quarterly
Dividend Period: Quarterly (Calendar) Quarterly (Calendar) Quarterly (Calendar) Quarterly (Calendar)
Minimum Opening Deposit: $1.00 $1.00 $1.00 $1.00
Minimum Balance to Avoid a Service Fee: N/A N/A N/A N/A
Minimum Balance to Earn the Stated APY: See Annual Percentage Yield Above $5.00 $5.00 $5.00
Balance Method to Calculate Dividends: Daily Balance Daily Balance Daily Balance Daily Balance
(See Item Six of the Truth in Savings Disclosure for more details) Account Transfer                                          Limitations Apply Account Transfer Limitations Apply Account Transfer Limitations Apply Account Transfer Limitations Apply