VISA Credit Card
VISA Platinum Credit Card
Priority First Federal Credit Union offers all qualifying members the VISA Platinum Card. In addition to a low rate, our VISA Platinum Card offers a credit limit from $250 to $10,000. It’s important to understand this is a non-adjustable rate and won’t fluctuate with the economy! Rates are determined by each member’s creditworthiness. In other words, if you have a strong credit, you will receive a highly competitive rate!
This card is a great option for debt consolidation and balance transfers from other high-rate cards and loans. In fact, members can take advantage of our balance transfer special available through GoToMyCard.com where you can transfer other credit card balances to your Priority First VISA Platinum for as low as 1.99% with no balance transfer fee! See our terms and conditions for more details.
In addition to low interest charges, you’ll also enjoy these other great features:
|VISA Credit Card|
8.90% – 15.40% APR
|Minimum Payment is the greater of 2% of the total balance or $20 plus any past due amounts and over limit amounts.|
- No annual fee
- Make purchases at merchants worldwide displaying VISA logo
- 25-day grace period on purchases
- Auto Rental Coverage*
- Baggage Delay Insurance*
- Cell Phone Protection*
- Purchase security and Extended Protection*
- Return Protection*
- Roadside Dispatch*
- Travel and Emergency Services*
- Emergency cash and card replacement*
*Terms and Conditions of Enhancements
Priority First’s Visa Platinum Card also includes the added protection of EMV Chip technology. EMV (Europay, MasterCard and Visa) technology includes computer chips that authorize or validate payment card transactions. This provides increased security on personal information during transactions in order to prevent fraud. The embedded chip works by authorizing transactions with a single-use code, protecting your card from unauthorized use. Instead of swiping the card, you’ll insert it into the front of enabled point-of-sale terminals and leave it there until the transaction is complete. For those merchants that haven’t transitioned to this upgraded technology, you may still utilize the magnetic stripe and swipe your card.