Real Estate Rates
Effective April 1st, 2020
| Home Equity Rates | |||||
| RATE | TERM | ||||
| 3.75% APR | 5 year | ||||
| 4.25% APR | 10 year | ||||
| 4.75% APR | 15 year | ||||
| Contact a Credit Union representative for application and full details. APR = Annual Percentage Rate. All loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice | |||||
| Home Equity Line of Credit Rates | |||||
| RATE | TERM | ||||
| As low as 3.25%APR | 10 year draw period | ||||
APR will be a variable rate based on The Wall Street Journal Prime Rate (3.25% as of 3/16/2020). Interest rate will be equal to the prime rate or prime rate plus 0.75% based on your credit score. The rate is adjusted quarterly on the first day of January, April, July and October. Maximum 18.00% APR Floor minimum 3.25% APR Maximum payoff period of 240 months. Minimum credit line amount $5,000.00. Contact a Credit Union representative for application and full details. | |||||