Our Home Equity Line of Credit is there when you need it – take that well-deserved vacation, make home improvements, or fund a college education. With a Home Equity Line of Credit, you can easily do any of these things by simply writing a check or calling us to request an advance.
*APR (Annual Percentage Rate) APR will be a variable rate based on Wall Street Journal Prime rate minus 1.00% (4.50% as of 1/15/18) or prime rate minus .50% based on your credit qualifications. Loan-to-value (LTV) up to 80%. Ten year draw period. Minimum credit line amount $50,000.00. Minimum advance $50,000.00. The maximum APR is 18.0%. The minimum APR is 3.25%. Credit is subject to approval. Secured by a first or second mortgage lien on owner occupied residential real estate. New money only. Cannot be used to payoff a current loan with PFFCU. Consult your tax advisor about the deductibility of interest. Offer subject to change or withdrawal at any time and may not be used with any other offer from PFFCU.