Home Equity Specials

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Home Equity Line of Credit Rates as low as 3.75% APR*

It's dream kitchen season!

Our Home Equity Line of Credit is there when you need it – take that well-deserved vacation, make home improvements, or fund a college education. With a Home Equity Line of Credit, you can easily do any of these things by simply writing a check or calling us to request an advance.

*APR (Annual Percentage Rate) APR will be a variable rate based on Wall Street Journal Prime rate minus 1.00% (4.75% as of 3/22/18) or prime rate minus .50% based on your credit qualifications. Loan-to-value (LTV) up to 80%. Ten year draw period. Minimum credit line amount $50,000.00. Minimum advance $50,000.00. The maximum APR is 18.0%. The minimum APR is 3.25%. Credit is subject to approval. Secured by a first or second mortgage lien on owner occupied residential real estate. New money only. Cannot be used to payoff a current loan with PFFCU. Consult your tax advisor about the deductibility of interest. Offer subject to change or withdrawal at any time and may not be used with any other offer from PFFCU.

Home Equity Loan

5 Year Fixed Rate Home Equity 3.00% APR**

10 Year Fixed Rate Home Equity 4.00% APR**

Use the equity in your home to make home improvements, consolidate your debt, cover medical expenses or to finance any other large purchases! Our friendly and dedicated top-notch loan officers are waiting for your call – contact your local branch – or submit a message below and they will reach out to you shortly!

**APR= Annual Percentage Rate. Rates and information are subject to change at any time. A Minimum of $20,000.00 in new money. Up to 80% Loan-to-Value. Repayment example: monthly payment for each $1,000 borrowed at 3.00% APR for 60 months is $17.98. Monthly payment for each $1,000 borrowed at 4.00% APR for 120 months is $10.13. Payments do not include debt protection. May not be used to payoff current PFFCU loans. Member will be responsible for Satisfaction fee upon paying loan off. Other terms and rates available.

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