Home Equity Loans & Mortgages

Use the Home Equity Loan to make home improvements, consolidate debt or to finance any large purchases. This fixed rate loan offers terms up to 180 months and loan amounts up to 80% of the appraised value based on credit qualifying. Our Home Equity Loan is available on Owner-Occupied properties only where the Credit Union will be in first or second lien position.

Home Equity Loan Rates

Rate APRTerm
3.25%5 year
3.65%10 year
3.99%15 year

APR = Annual Percentage Rate. All loans are subject to credit approval. Other terms and rates may apply. Membership eligibility required. Rates are subject to change without notice.

Home Equity Line of Credit

Our Home Equity Line of Credit is there when you need it. Take that well-deserved vacation, make home improvements or fund a college education. With a Home Equity Line of Credit, you can easily do any of these things by simply writing a check or calling us to request an advance.


First Mortgage

owners choice funding

Whether buying a new home or refinancing your existing home to reduce your payment, take cash out or pay off other debt, one of the biggest decisions is finding a trustworthy mortgage company that has your best interests in mind.

Today’s Mortgage Rates

Priority First’s affiliate, OwnersChoice Funding, can provide the assistance and confidence you need to know that you have made the right decision. Over the past 25 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you would expect from a home lending partner with deep roots in the Credit Union movement.

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