Share Savings Rates

The following rates are applicable to share savings accounts at the credit union as of the last Dividend Declaration Date stated below. The credit union may offer other rates for these accounts from time to time. Additional terms and fees are covered in the Truth-in-Savings Disclosure and the Fee Schedule.

Last Dividend Declaration Date: September 30, 2014

Share Savings Rate Schedule

TYPE Regular Christmas Vacation IRA
DIVIDENDS
Dividend Rate: Tiered Based on Balance.01-$4.99                  0.00%

$5-$2,499.99            0.05%

$2,500-$49,999.99   0.10%

$50,000 and up        0.15%

0.25% 0.10% 1.00%
Annual           Percentage Yield: Tiered Based on Balance.01-$4.99                  0.00%

$5-$2,499.99            0.05%

$2,500-$49,999.99   0.10%

$50,000 and up        0.15%

0.25% 0.10% 1.00%
Dividends Compounded: Quarterly Quarterly Quarterly Quarterly
Dividends Credited: Quarterly Quarterly Quarterly Quarterly
Dividend Period: Quarterly                       (Calendar) Quarterly (Calendar) Quarterly (Calendar) Quarterly (Calendar)
BALANCE REQUIREMENTS
Minimum Opening Deposit: $1.00 $1.00 $1.00 $1.00
Minimum Balance to Avoid a Service Fee: N/A N/A N/A N/A
Minimum Balance to Earn the Stated APY: See Annual Percentage Yield Above $5.00 $5.00 $5.00
Balance Method to Calculate Dividends: Daily Balance Daily Balance Daily Balance Daily Balance
ACCOUNT LIMITATIONS
(See Item Six of the Truth in Savings Disclosure for more details) Account              Transfer                   Limitations                      Apply Account Transfer Limitations Apply Account Transfer Limitations Apply Account Transfer Limitations Apply
Happy Thanksgiving! All branches are closed, Thursday, Nov. 27th to observe the holiday. All branches will reopen on Friday for normal branch hours.