Share Certificate Rates

The following rates are applicable to new share certificate accounts opened at the credit union from the date stated below and are subject to change without notice. The credit union may offer other rates for these accounts from time to time. Additional terms and fees are covered in the Truth-in-Savings Disclosure and the Fee Schedule.

Rates Effective: February 12, 2013

Regular Share Certificates 
TERM 6 mos. 12 mos. 24 mos. 36 mos. 60 mos.
DIVIDENDS
Dividend Rate: 0.25% 0.25% 0.50% 0.75% 1.00%
Annual Percentage Yield: 0.25% 0.25% 0.50% 0.75% 1.00%
Dividends Compounded: Quarterly Quarterly Quarterly Quarterly Quarterly
Dividends Credited: Quarterly Quarterly Quarterly Quarterly Quarterly
Dividend Period: Account’s Term Account’s Term Account’s Term Account’s Term Account’s Term
Monthly Dividend Checks: Available on 24, 36 & 60 month certificates only.
RATE TYPE Fixed Fixed Fixed Fixed Fixed
BALANCE REQUIREMENTS
Minimum Opening Deposit: $500 $500 $500 $500 $500
Additional Deposits: Not Allowed
Withdrawals: Allowed – Dividends Only
Renewable: Automatic

 

IRA Share Certificate
TERM 24 mos. 36 mos. 60 mos.
DIVIDENDS
Dividend Rate: 0.75% 1.00% 1.25%
Annual Percentage Yield: 0.75% 1.00% 1.26%
Dividends Compounded: Quarterly Quarterly Quarterly
Dividends Credited: Quarterly Quarterly Quarterly
Dividend Period: Account’s Term Account’s Term Account’s Term
RATE TYPE Fixed Fixed Fixed
BALANCE REQUIREMENTS
Minimum Opening Deposit: $500 $500 $500
Additional Deposits: Not Allowed
Withdrawals: Penalty Free after Age 59 1/2
Renewable: Automatic