Overdraft Protection

Transfer from Share Savings
You may elect to have overdraft protection from your Share Savings account at PFFCU. If you do elect this service, if an item is presented for payment against your share draft account and there is not sufficient funds available to pay it, we will transfer available funds from your savings account to pay it. There is no charge for this service; however, there are limitations on the number of such Electronic Fund Transfers we may perform in a month. Please refer to the Electronic Funds Transfer Disclosure, Section 2, Transfer Limitations, for more details.

Transfer from Line of Credit
If you have a PFFCU Line of Credit, you may elect to use it as overdraft protection for your share draft account. If you do elect this service, if an item is presented for payment against your share draft account and there is not sufficient funds available to pay it, we will advance funds from your Line of Credit (up to the available limit) to pay it. There is no transaction fee for this service; however, interest will begin to accrue on the advance amount from the day it is deposited into your share draft account.