Priority First offers unsecured loan programs that do not require collateral. Unsecured loans are issued based on your creditworthiness and supported by your promise to pay it back.
Our Signature or Personal Loans offer a one-time loan advance without securing property and are perfect for unexpected expenses or an urgent large purchase. Our quick approval process is ideal if you need funds in a hurry. And you’ll have peace of mind knowing you have set terms and monthly payments.
EZ Line of Credit
Not sure how much you’ll need or when you’ll need it? The EZ Line of Credit is an open-ended loan. Complete an application once, take an initial advance of $100, and from that point forward you can use your line of credit whenever needed. Simply contact us to request an advance or make a transfer through Home Banking or M.A.T.T. Your line of credit can also be accessed through your share draft (checking) account for overdraft protection.
VISA Credit Card
Priority First’s VISA Credit Card features competitive rates, no annual fee and all the benefits that come with carrying the most popular credit card in the world. For shopping, traveling, or emergency cash, VISA is everywhere you need it to be.
Share Secured Loans
Have some money saved, but don’t want to use it right now? At Priority First you can borrow against those funds.
Share Savings Secured
If you’re interested in a Share Secured loan, you can borrow up to 100% of the savings you have on deposit and you name the repayment term.
Share Certificate Secured
Borrow up to 100% of the money you have on deposit in a Savings Certificate, pay only 3% above your Certificate rate, and your loan will have the same term as your certificate.