Shop at Home for the Holidays
Shop at Home for the Holidays Does the thought of making your way through crowded malls and shopping at 20 different stores only to wait in long check-out lines have you feeling like the Grinch? Shopping online during the holiday season can save time and minimize stress, but know a few simple rules before you dive into the world of online purchasing. 1. Only buy from familiar companies. Confirm the seller's contact information in case you have questions or problems in the future. Know exactly what you're buying. Carefully read the product description. Remember--if it seems too good to be true, it probably is. 2. Protect your privacy. Read and understand the company's online privacy policy and keep any personal information, passwords, or PINs (personal identification numbers) private. Look for these signals indicating that you have entered a secure Web page: * A screen notice that says you're visiting...
STOP THE BREACHES; Merchants Need Accountability

STOP THE BREACHES; Merchants Need Accountability

By: Patrick Conway, President & CEO, Pennsylvania Credit Union Association If you shopped at Target, Home Depot, and Neiman Marcus, or if you had dinner or dessert at Jimmy John’s, P.F. Changs or Dairy Queen, you were also likely a victim of a data breach in 2014. The Identity Theft Resource Center estimates over 500 data security breaches have occurred this year, exposing more than 75 million data records. While these merchants faced a public relations crisis, credit unions and other card issuers experienced a financial crisis. Credit unions not only must cover the fraudulent charges, but also shoulder the costs of blocking transactions, reissuing cards, increasing staff to handle inquiries, and monitoring consumer accounts. Credit unions had to replace millions of cards at a cost of upwards of $2.50 each, along with the millions of dollars in fraudulent charges. The...
Important Information Regarding the Heartbleed Bug
Important Information Regarding the Heartbleed Bug On April 7, 2014, a security vulnerability named the Heartbleed Bug was identified in Open SSL, software widely used to provide communication security on the Internet, including email and virtual private networks (VPN).  The Heartbleed Bug could allow anyone on the Internet to read the memory of the systems protected by vulnerable versions of the OpenSSL software.  Attackers could eavesdrop on communications, steal data, and impersonate services and users. In response to the discovery of the Heartbleed Bug, Priority First FCU reviewed its systems and determined there is no vulnerability since we do not use the OpenSSL software While Priority First online systems are not impacted by this vulnerability, we want to take this opportunity to remind our members of additional steps you can take to protect your online information: Passwords
  • Use different username(s) and passwords for each site you access.
  • Use complex passwords (e.g....