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Shop Safe Online, for Convenience and Bargains
Shop Safe Online, for Convenience and Bargains If you're not already a cybershopper, you could be missing out on many benefits: * Online shopping saves gas and time. * It often offers free shipping. * Online coupons are common. * Online price comparison shopping tools, along with product review and rating systems, can help you find the best product at the best price. * Many online retailers, and virtually all the big ones, let you track online where your package is en route to its destination—whether you're shipping a gift across the country or to your own address. * If you have a disability, online shopping makes shopping a breeze instead of a chore. * You can shop around the world for things you can't find locally, 24 hours a day and seven days a week. * Small business owner? You can shop for your business without leaving your workplace unattended. * Even if...
Deck the Halls Without Much Money
Deck the Halls Without Much Money Even in tough times, solid consumer spending reached nearly $6 billion during the 2012 holiday season, according to the National Retail Federation (NRF), Washington, D.C. Some people may feel guilty about not spending as much time with their loved ones or friends and will compensate with a special gift. Others may feel they need to ‘keep up with the Joneses' to match what friends, families, neighbors, and even co-workers are doing. And some simply get swept away in the glitter of the season--overspending before they realize what they're doing. For all of these reasons, setting a budget and making a list--and matching the two--can be really effective at reining in the ‘over' part of holiday overspending. Smart spending Changing the gift-giving dynamic within your own family is one route to holiday savings, but what about the other people on your list? Brad Stroh,...